Recovery Follows the Money
EFSN Moves the Money
10,000+ Los Angeles fire survivors and allies working together to move the money, decisions and systems that determine whether families get home.
(formerly Eaton Fire Survivors Network)
Survivors Are Changing California
When thousands of survivors and allies act together, recovery accelerates.
We turn survivor experience into evidence. Evidence into action.
And collective action into systems change.
Here's what 10,000+ survivors and allies are making happen right now.
EFSN Evidence is Powering LA County’s Lawsuit Against State Farm
EFSN turned 1,600 survivor accounts of State Farm delays, denials and underpayments into evidence and brought it to LA County.
The County investigated. Now our evidence is helping power LA County's lawsuit against State Farm, seeking restitution for Eaton and Palisades fire survivors.
EFSN Helped Stop a Multibillion-Dollar Utility Bailout
When Governor Newsom proposed a multibillion-dollar utility bailout that threatened wildfire survivors' rights, we organized.
EFSN built a coalition representing 3.5M+ people. Survivors went to Sacramento. Allies across California stood with us.
Together, we stopped the bailout.
EFSN Turned Survivor Stories Into Three Insurance Reform Bills
EFSN worked with Consumer Watchdog and state lawmakers to turn thousands of survivor insurance accounts into legislation.
Now three survivor-built insurance bills have passed the California Legislature, expanding insurance accountability and availability for every Californian.
ONE STORY CAN BE DISMISSED. THOUSANDS BECOME EVIDENCE.
How Did Your Insurance Company Treat You After the Fire?
Insurance companies spend billions selling us a promise: if disaster strikes, we’ll be there.
Now Eaton and Palisades survivors are building the nation’s first public record of which insurance companies kept that promise. And which didn’t.
Every household matters. Homeowners. Renters. FAIR Plan policyholders. Insured or uninsured. If you were affected by the Eaton or Palisades Fire, we invite you to participate.
All responses will be anonymized and released only in aggregate form, so no individual survivor or household will be identified.
Together, we can reveal which insurers paid what they owed, which delayed, denied or underpaid claims, and which delivered for survivors when we needed them most.
Take the survey. Build the evidence. Hold every insurer accountable.
Approximately 15 minutes. One response per household.
Recovery is Stalling.
7 in 10
Los Angeles fire survivors are still not home.
~50%
Have taken on new debt while waiting for recovery funds owed to us.
38%
Of homes destroyed in prior California wildfires were rebuilt after eight years.
Most families are still not home.
Insurance payments are delayed. Temporary housing money is running out. Families are taking on debt. Rebuilding remains painfully slow.
After the five major California wildfires before 2025, only 38% of destroyed homes were rebuilt after eight years.
The biggest factor in whether families rebuilt?
Whether the money arrived fully and on time.
Insurance companies, utilities and public institutions control tens of billions of dollars that will determine whether families recover.
No family can move those systems alone.
10,000+ of us together can.
Look What Survivors Have Done Together
$100M+
In delayed insurance payouts moved to families
10K+
Survivors and allies connected
250+
Partner
organizations
6.5k+
Weekly active participants
None of us could have done this alone.
Together, we're moving money, changing laws and getting families home.
Where Survivors Find Strength and Hope.
When recovery stretches into years, connection becomes survival. EFSN is turning survivor connection into recovery, accountability, and a path home.
“The EFSN has been so powerful, building bridges for people who are desperate and people who are tired and people who shouldn't have to be fighting for their lives. What gives me hope is that there has been recovery as a direct result of the advocacy being done by this group of people.”
GINA — DAUGHTER OF EATON FIRE SURVIVORS
What’s Happening Now
Recovery changes fast.
EFSN Weekly helps more than 10,000 survivors and allies understand what happened, what it means for our families, and what we can do together.
Are you a journalist? Get EFSN news, survivor research, press releases and media alerts directly from our team.
Invest in Survivor Power
A family fighting a billion-dollar institution alone has very little power.
10,000+ survivors and allies acting together is a different story.
Together, we've helped move more than $100M in previously stalled insurance payments.
Our evidence is helping power LA County's lawsuit against State Farm.
Survivors helped stop a multibillion-dollar utility bailout.
Survivor experiences became three insurance reform bills passed by the California Legislature.
And now we're holding California's insurance regulator accountable, fighting to ensure survivors have a voice in decisions that determine our recovery.
Your support gives survivors the research, organizing and advocacy capacity to keep going.
One person’s story can be dismissed.
10,000+ people together can move systems.
EFSN is a survivor-led nonprofit fiscally sponsored by Habitat for Humanity Greater Los Angeles, a 501(c)(3). Donations are fully tax-deductible.
10,000+ Survivors and Allies. One Network.
Recovery takes years.
But none of us has to do it alone.